Flexible Payments
Flexible Payments with Klarna
Enjoy the convenience of flexible payments with Klarna when you shop at Uardo. Here's how it works:
How It Works
Shop
Add the products you love to your basket.
Select
Choose Klarna at checkout.
Check Out
Your first of four equal payments is due when your order is shipped with Klarna.
Pay
The remaining three payments will be automatically charged to your debit or credit card every two weeks.
Frequently Asked Questions
Are there requirements to use Klarna?
Yes, you’ll need:
- A US-issued debit or credit card
- To be 18+ years old
- A US billing address
- An SMS-capable phone number
How do I sign up?
If your basket is eligible for four interest-free payments with Klarna on Uardo.com, the option will be presented at checkout. After confirming your phone number, you’ll be sent an SMS message to confirm your identity. You’ll then set up your payment method with Klarna and accept the terms of your payment plan.
Which payment methods are accepted?
Klarna currently accepts all major debit and credit cards (i.e., Mastercard, Visa, American Express, Discover). Please note, prepaid cards are not accepted.
Where can I use Klarna?
You can use Klarna on Uardo.com, on the Uardo app, and in Uardo stores. Klarna is currently unavailable for online and in-store shoppers residing in New Mexico and Hawaii. Klarna is not available in US Territories (excluding Puerto Rico) or for customers with APO/FPO/DPO addresses.
What happens if I don’t pay for my order?
Klarna will automatically attempt to collect payment for your purchase from the card that you entered at checkout. You can find out when your payments will be collected in the email that you received at the time of purchase or by logging in to your Klarna account. If you need extra time to make a payment, simply log into the Klarna app, go to the “Purchases” page, and select “Payment Options,” then “Extend due date.” If the automatic payment fails, Klarna will try again after seven days. If this payment also fails, Klarna will make another attempt after a further seven days (14 days after the date of the first attempt). Your credit score will not be impacted by using Klarna’s Pay in Four product even if you have failed to pay on time.
Are there late fees?
A late fee of up to $7 may be charged if an automatic payment cannot be collected. Please see terms for full details.
Where can I learn more about Klarna?
Visit our customer service page or Klarna's website for more information.
*Klarna: Monthly financing through Klarna is issued by WebBank, member FDIC. Other CA resident loans made or arranged pursuant to a California Financing Law license.